Over 25 years experience
Flexible Finance Options with LT carpets & Flooring
Based in Colchester, proudly serving all of Essex and Suffolk.
Spread the cost of your new flooring
Flexible, interest-free options to suit your budget with monthly instalments.
Spread the Cost of Your New Flooring
Flexible, interest-free options to fit your budget with monthly instalments.
How It Works:
- Choose your flooring and get a personalised quote.
- Apply quickly through iDeal 4 Finance.
- Pay monthly in easy instalments.
Flexible Payment Terms
Tailor your payment plan to suit your budget with instalment options over several months, making it easier to spread the cost.
Quick & Easy Application
Applying for finance is simple, quick, and stress-free. Get an instant decision online, and start enjoying your new flooring without the upfront costs.
Competitive Interest Rates
We offer competitive interest rates, so you can enjoy affordable monthly payments with no hidden fees.
At LT Flooring, we are committed to delivering excellent service and we understand that many customers may prefer to pay with finance. So, we’ve partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost with monthly payments.
The following finance options are available, always subject to the lender’s assessment:
0% APR finance over 12 or 24 months for hard flooring and carpets
Fixed rate hard flooring finance at 14.9% APR over 36 to 60 months
Fixed rate carpet finance at 9.99% over 3 or 4 years, or 14.99% over 5 years
A deposit may be required. Please confirm this with us before beginning the application process.
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Here is a representative example of a £7,000 purchase, with a £2000 deposit paid over 4 years at 9.99% APR. Purchase amount £7,000; deposit amount £2,000; total credit £5,000; interest rate 9.99% (fixed); loan duration 48 months; monthly repayment £125.76; total repayable £6,036.41; total cost £8,036.41. Please note: the representative example provides an indication only and the exact details will be provided at the application stage.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
If you’re ready to apply, please click the link below for your chosen finance option:
For all 0% finance and fixed rate carpet finance, please click here
For fixed rate hard flooring finance, please click here
LT Flooring Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.