Spread the cost with flexible finance

At LT Flooring, we are committed to delivering excellent service and we understand that many customers may prefer to pay with finance. So, we’ve partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost with monthly payments.

The following finance options are available, always subject to the lender’s assessment:

  • 0% APR finance over 12 or 24 months for hard flooring and carpets
  • Fixed rate hard flooring finance at 14.9% APR over 36 to 60 months
  • Fixed rate carpet finance at 9.99% over 3 or 4 years, or 14.99% over 5 years

A deposit may be required. Please confirm this with us before beginning the application process.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of a £7,000 purchase, with a £2000 deposit paid over 4 years at 9.99% APR. Purchase amount £7,000; deposit amount £2,000; total credit £5,000; interest rate 9.99% (fixed); loan duration 48 months; monthly repayment £125.76; total repayable £6,036.41; total cost £8,036.41. Please note: the representative example provides an indication only and the exact details will be provided at the application stage.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, please click the link below for your chosen finance option:

For all 0% finance and fixed rate carpet finance, please click here

For fixed rate hard flooring finance, please click here

LT Flooring Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

LT. Flooring Reviews

See what our customers have to say about the quality of our services

Google Reviews Trustpilot
"I wanted to say what a pleasure it was to do business with LT flooring. We approached them to have some black & white vinyl laid. From the moment I called them Anna was extremely helpful. They always got back when they said they would and Lee arrived on time for the quote and was very professional and courteous, also making sure I was aware of a couple of small problem areas. The fitters were on time and friendly, and the overall finish was very good. Really would recommend this company, especially as Anna gets back by email extremely quickly and efficiently!” David Honeyman
"New flooring can outlast other decorating decisions. LT Flooring help put the solution together and then deliver the solution professionally and with pride in their work. I can highly recommend LT Flooring. Many thanks to Luke, Lee and Anna for delivering the project at my house.” Ash Filkin
"Had my whole house recarpeted by LT. Following other reviews on the net I had contacted another flooring company who came with better review scores however I didn't get the feeling they were being totally honest with their pricing structure as was proved when LT prices came in. I then contacted LT and from the first call they were amazing. Very thorough, polite and professional. They measured up and offered me exactly what I wanted. No scrimping on 1mm difference in underlay and a very reasonable price. If you are considering any carpet requirements at all, definitely go to LT Flooring, they genuinely are honest and do a good job. I won't go anywhere else in future. Thanks LT.” Kris K
"I recently had luxury vinyl tiles layed in my new fitted kitchen and I am extremely happy with the service I received - from the help and service of staff in the shop, the estimator and the fitter/s. Nothing was too much trouble and the finished result is first class. I would not hesitate in recommending this company to anyone looking for new flooring. A fantastic job. Well done. Thank you.” Linda Drury
"We recently purchased VT flooring and carpet. Lee and his Staff were extremely helpful and very professional. Great advice and customer care. We are thrilled with our flooring and carpet. The fitters made a superb job and were very friendly and professional. Highly recommended this company.” Karen and David Wood

Visit our store today

For more information, or if you have any queries, call us today on 01206 575222. Our friendly team is here to give you all the advice and help you need to decide whats best for you, at the price that’s right! No gimmicks just straight forward prices…
Call us: 01206 575222

Address: Unit 2 91 London Road,
Copford, Essex, CO6 1LG

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